Budget Paralysis

“I can’t do a budget because I don’t have the Cash Flow!” is the lament I hear regularly when I try to help business owners develop a budget to achieve their business goals. Believe me you can do it, as one purpose of a budget is to benchmark...

Automatic Withdrawals

Automatic withdrawals are great, no more forgetting to mail out a check or call the creditor with your credit card numbers. The drawback, however, is forgetting about how many of those convenient withdrawals you have and how much they are for. If you have set yourself...

The Cost of Convenience

Like most people, I’m lazy. No wait let me rephrase that, I like things that make life easier; like the right tool for the job. But these conveniences, even though they make my life easier come at a price. A price that I don’t think most people think...