Cost of Vacation

How much does it cost to give employees vacation? Employers need to look at both Costs and Benefits. Costs are usually easy; benefits are often softer – like morale, turnover, and image. Depending on the job the person does, the cost is not only what you pay the...

Niche Building

“You gotta get a niche” is heard over and over and what I’ve seen is just finding the right micro market can be hard. Realize that most of us have some selected information or knowledge we can share.  Using the word NICHE, this is a simple way to...

If I Had More Money I Would

When I was 12, I was given my own passbook for my savings account.  I was told to “Save for College” so all my babysitting money and rag money went there.  Rags? Yes, through girl scouts I’d learned about the market for clean rags; some went to the...